No 12 The Instrument

Your tax,
in brackets.

Move the cursor along the scale. Every bracket slice is a direct read from the statutory table of record — no approximation, no rounding.

Grounded in
IRS Rev. Proc. 2025-32
Key Takeaway · United States 2026

Seven federal brackets from 10% to 37%. The standard deduction shields the first $16,100 of income from any federal tax.

  • Top rate: 37%
  • Brackets: 7
  • Deduction: Standard deduction $16,100 (single)
  • Social contributions: FICA: 6.2% Social Security (cap $184,500) + 1.45% Medicare (no cap)
Income Scale · Gross
Filing: Single
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$0
$25k
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About the Tax System

How Income Tax Works in United States

The US federal system uses seven progressive brackets, but most workers never reach the top three. After the $16,100 standard deduction, a $75,000 salary leaves $58,900 of taxable income — placing most of it in the 12% and 22% brackets. FICA (Social Security + Medicare) layers on top at a combined 7.65% up to the wage base. State taxes are separate and vary from 0% (Texas, Florida) to 13.3% top (California).

Worked example. On a $75,000 salary, federal income tax is $7,670 and FICA $5,738 — leaving $61,592 federal take-home, before state taxes.

What this calculator shows. Move the slider in the calculator above to your gross salary. Every figure — tax owed, effective rate, marginal rate, social contributions, take-home — is computed bracket-by-bracket from the IRS Rev. Proc. 2025-32 statutory tables. There is no estimation or rounding.

Method

How We Calculate United States Income Tax

01 — Source of record

Brackets, thresholds, and contribution rates come directly from IRS Rev. Proc. 2025-32, published by the Internal Revenue Service (IRS). We do not estimate, smooth, or interpolate.

02 — Computation

Income tax is computed bracket-by-bracket on income after the standard deduction. Mandatory social contributions are layered on top, applying statutory caps where they exist.

03 — Assumptions

Single filer, gross employment income, no other deductions or credits. Federal — state/local taxes apply separately — regional taxes (if any) shown separately.

04 — Updates

Tables are reviewed annually when each authority publishes its update. See the data methodology page for full citations.