Your tax,
in brackets.
Move the cursor along the scale. Every bracket slice is a direct read from the statutory table of record — no approximation, no rounding.
Five federal brackets from 14% to 33%. The Basic Personal Amount of C$16,452 is fully tax-free.
- Top rate: 33%
- Brackets: 5
- Deduction: Basic Personal Amount C$16,452
- Social contributions: CPP 5.95% (cap C$74,600) + EI 1.63% (cap C$68,900)
How Income Tax Works in Canada
Canada uses a five-bracket federal system, with the lowest bracket starting at 14% and topping out at 33% above C$258,482. The Basic Personal Amount works like a deduction — it removes the first C$16,452 from taxable income entirely. CPP and EI contributions are mandatory but capped, which means high earners pay a lower percentage of total income to social contributions than middle earners. Each province layers its own tax on top, ranging from about 4% to 21% additional.
Worked example. On a C$75,000 salary, federal tax is roughly C$8,198 and CPP+EI roughly C$5,562 — about C$61,240 federal take-home, before provincial tax.
What this calculator shows. Move the slider in the calculator above to your gross salary. Every figure — tax owed, effective rate, marginal rate, social contributions, take-home — is computed bracket-by-bracket from the CRA 2026 federal rates statutory tables. There is no estimation or rounding.
How We Calculate Canada Income Tax
Brackets, thresholds, and contribution rates come directly from CRA 2026 federal rates, published by the Canada Revenue Agency (CRA). We do not estimate, smooth, or interpolate.
Income tax is computed bracket-by-bracket on income after the standard deduction. Mandatory social contributions are layered on top, applying statutory caps where they exist.
Single filer, gross employment income, no other deductions or credits. Federal — provincial taxes apply on top — regional taxes (if any) shown separately.
Tables are reviewed annually when each authority publishes its update. See the data methodology page for full citations.