Your tax,
in brackets.
Move the cursor along the scale. Every bracket slice is a direct read from the statutory table of record — no approximation, no rounding.
Thirteen progressive brackets and the first S$20,000 entirely tax-free. Top rate just 24%.
- Top rate: 24%
- Brackets: 13
- Deduction: No standard deduction
- Social contributions: CPF 20% (employee, capped at S$102,000)
How Income Tax Works in Singapore
Singapore's personal income tax tops at 24% — among the lowest in the developed world. Thirteen brackets give the system a smooth progression from 0% (first S$20,000) up to 24% (above S$1M). There is no standard deduction in the US sense, but the very low rates compensate. CPF (Central Provident Fund) is the major mandatory deduction at 20% for the employee, capped at S$102,000 of monthly ordinary wage equivalent. CPF contributions go to retirement, healthcare, and housing accounts — they are personal savings, not pure tax.
Worked example. On a S$75,000 salary, income tax is roughly S$2,950 and CPF S$15,000 — about S$57,050 take-home, with the CPF portion accumulating in personal accounts.
What this calculator shows. Move the slider in the calculator above to your gross salary. Every figure — tax owed, effective rate, marginal rate, social contributions, take-home — is computed bracket-by-bracket from the IRAS YA 2026 statutory tables. There is no estimation or rounding.
How We Calculate Singapore Income Tax
Brackets, thresholds, and contribution rates come directly from IRAS YA 2026, published by the Inland Revenue Authority of Singapore (IRAS). We do not estimate, smooth, or interpolate.
Income tax is computed bracket-by-bracket on income after the standard deduction. Mandatory social contributions are layered on top, applying statutory caps where they exist.
Single filer, gross employment income, no other deductions or credits. No regional layer applies.
Tables are reviewed annually when each authority publishes its update. See the data methodology page for full citations.