Is the $7,500 EV tax credit still available in 2026?

No. The federal $7,500 new clean vehicle credit (Section 30D) and the $4,000 used EV credit (Section 25E) were terminated by the One Big Beautiful Bill Act for vehicles acquired after September 30, 2025. There is no federal tax credit for buying a new or used electric vehicle in 2026. Some states still offer their own EV rebates and credits, which are separate from the ended federal program.

Can I still get a solar tax credit in 2026?

No federal one. The Residential Clean Energy Credit (Section 25D), which covered 30% of the cost of home solar panels, batteries, and geothermal systems, was terminated for expenditures made after December 31, 2025. Solar installed in 2026 does not qualify for a federal tax credit. Many states, utilities, and local programs still offer solar incentives, and those remain available.

When did the home energy tax credits end?

The Energy Efficient Home Improvement Credit (Section 25C) for windows, doors, insulation, heat pumps, and efficient HVAC, and the Residential Clean Energy Credit (Section 25D) for solar and batteries, both ended for property placed in service or expenditures made after December 31, 2025. The Alternative Fuel Vehicle Refueling Property Credit (Section 30C) for home EV chargers ran a few months longer and ended after June 30, 2026.

What replaced the federal EV tax credit?

The One Big Beautiful Bill introduced a car loan interest deduction of up to $10,000 per year, but it is not a like-for-like replacement. It applies only to new vehicles with final assembly in the United States, is a deduction rather than a dollar-for-dollar credit, and phases out at higher incomes. At a typical tax bracket it saves far less than the old $7,500 credit — often only a couple thousand dollars over the life of the loan.

Every Clean-Energy Tax Credit Just Died: EV, Solar, and Home Efficiency in 2026

The Credits Are Gone

If you've been circling a solar quote, eyeing an electric car, or pricing out a heat pump and telling yourself the tax credit will soften the blow — stop. The credit is gone. Not shrinking, not phasing down gently over the next decade the way the Inflation Reduction Act promised. Gone, on hard dates, most of which have already passed.

The One Big Beautiful Bill did to clean-energy incentives what it did to a lot of things: it moved the deadlines up, sharply. The IRA had these credits running through 2032. The OBBBA yanked them forward to 2025 and 2026. As of this month, the last consumer clean-energy credit standing has expired too.

Here's the full teardown — what died, the exact date it died, and the handful of things still on the table.

§ 01What Ended, and Exactly When

Five consumer credits, four different deadlines. The dates matter enormously here, because eligibility turns on when you bought, installed, or "placed in service" — not when you filed. Miss the date by a day and the credit is simply unavailable.

Credit	Code section	What it covered	Ended after
New Clean Vehicle	§30D	$7,500 on a qualifying new EV	Sep 30, 2025
Used Clean Vehicle	§25E	$4,000 on a qualifying used EV	Sep 30, 2025
Energy Efficient Home Improvement	§25C	Windows, doors, insulation, heat pumps, HVAC	Dec 31, 2025
Residential Clean Energy	§25D	30% of home solar, batteries, geothermal	Dec 31, 2025
Alternative Fuel Refueling	§30C	Home EV charger installation	Jun 30, 2026

Read that last column top to bottom and you can watch the door close over nine months. The cars went first, at the end of September 2025. Solar and home efficiency followed at the New Year. And the home charger credit — the straggler — expired at the end of June 2026, which by the time you're reading this has almost certainly passed.

§ 02The EV Credit: $7,500 to Zero

The big one. For years, a qualifying new electric vehicle came with a $7,500 federal tax credit under Section 30D, and a used one carried up to $4,000 under Section 25E. Buyers could even transfer the credit to the dealer at the point of sale and take it as an instant discount. It was, for a lot of households, the single thing that made the EV math work.

The OBBBA ended both for any vehicle acquired after September 30, 2025. There's no phase-down, no lingering partial credit, no manufacturer cap to game. Buy an EV in 2026 and the federal government contributes nothing to the purchase.

The IRA gave these credits until 2032. The new law gave them until last autumn.

The effect on the market was immediate — a rush of buyers pulling purchases into September 2025 to beat the cutoff, then a cold snap after. If you bought before the deadline, you claim it on your 2025 return as normal. If you're shopping now, price the car without it.

§ 03Solar and Efficiency: The December Cliff

Two separate home credits shared a single deadline: December 31, 2025.

The Residential Clean Energy Credit (§25D) was the generous one — 30% of the cost of home solar panels, battery storage, geothermal heat pumps, and small wind, with no dollar cap. On a $25,000 solar install, that's $7,500 back. It's terminated for expenditures made after December 31, 2025.

The Energy Efficient Home Improvement Credit (§25C) covered the smaller stuff — up to $1,200 a year for windows, doors, insulation, and efficient HVAC, plus up to $2,000 for a qualifying heat pump. It ended on the same date, for property placed in service after December 31, 2025.

The trap in both is "placed in service." For solar especially, you had to have the system installed and operational by year-end 2025 — not merely ordered, not merely paid for. Homeowners who signed contracts in the fall expecting a spring install found that a 2026 activation date meant no credit at all. If you're installing anything in 2026, budget as if the federal subsidy doesn't exist, because it doesn't.

§ 04The Last One Standing Just Fell

One credit outlived the rest by six months, and it just expired. The Alternative Fuel Vehicle Refueling Property Credit (§30C) covered 30% of the cost of installing a home EV charger, up to $1,000. The OBBBA set its end date at June 30, 2026.

So if you installed a home charger in the first half of 2026, you may still be able to claim it on your 2026 return — the equipment had to be placed in service on or before June 30. Installed it in July or later? Too late. As of now, there is no remaining federal clean-energy credit for individual homeowners. The last door is shut.

§ 05What Replaced the EV Credit

Technically, something did step in. The same bill created a new car loan interest deduction — up to $10,000 of interest a year, deductible even if you don't itemize. On paper it looks like a consolation prize for the EV credit. In practice it's a much smaller check, and it isn't even EV-specific.

The differences matter:

It's a deduction, not a credit. A $7,500 credit cut your tax bill by $7,500. A $10,000 deduction cuts your taxable income by $10,000 — worth roughly $2,200 at a 22% rate, and only if you're paying that much loan interest.
It requires final assembly in the United States — and applies to gas cars too, not just EVs.
It phases out at higher incomes and only covers loans originated in a set window.

We ran the full mechanics in the car loan interest deduction guide. The short version: it's real money, but it is not a $7,500 credit wearing a disguise. For most EV shoppers, the total federal benefit dropped by more than half.

§ 06What's Actually Left

The federal credits are gone, but the incentive map isn't blank. Where real savings still live in 2026:

State EV rebates and credits. California, Colorado, New York, New Jersey, Oregon, Massachusetts, and others run their own EV incentive programs, funded independently of the federal credit. Some are point-of-sale rebates worth thousands. Check your state's program before assuming there's nothing.
Utility rebates. Many electric utilities offer rebates on heat pumps, home chargers, and efficient appliances, plus discounted off-peak charging rates. These never ran through the tax code, so the OBBBA didn't touch them.
State solar incentives and net metering. Plenty of states still offer solar tax credits, property-tax exemptions, and net-metering rules that pay you for excess generation. The federal 30% is gone; the state layer often isn't.
The car loan interest deduction, for a US-assembled vehicle, as covered above.

The theme for 2026: the subsidy moved from Washington to your state capital and your utility. Shop those, because the federal government has left the room.

§ 07Key Takeaways

The $7,500 new EV credit and $4,000 used EV credit ended after September 30, 2025. No federal EV credit exists in 2026.

Home solar, battery, and efficiency credits (§25D and §25C) ended after December 31, 2025 — and eligibility hinged on being placed in service by that date, not just ordered.

The home EV charger credit (§30C) expired after June 30, 2026 — the last consumer clean-energy credit, now gone.

The car loan interest deduction is the nominal replacement, but as a deduction on US-assembled vehicles it delivers far less than the old credit.

State and utility programs are where the savings survive. For the bigger picture on what this 2025 law changed, read the One Big Beautiful Bill breakdown.

Sources: One Big Beautiful Bill Act (P.L. 119-21); IRC §30D and §25E (clean vehicle credits, terminated after Sept 30, 2025); IRC §25C and §25D (home energy credits, terminated after Dec 31, 2025); IRC §30C (alternative fuel refueling property, terminated after June 30, 2026); IRS clean vehicle and home energy credit guidance. This is general information, not tax advice.