← The Atlas Tennessee,
No 25 State Dossier · TN
Tennessee,
no state income tax.
No income tax. Low cost of living. Nashville and Memphis are growing economic centers.
State rate
0%
Local
none
Sales tax
7%
COL index
90
§ I · At four incomes
Composite take-home, read at representative salaries.
| Income | Federal | FICA | State | Take-home | Effective |
|---|---|---|---|---|---|
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | 16.0% |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | 20.8% |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | 24.1% |
| $250,000 | $51,304 | $15,064 | $0 | $183,632 | 26.5% |
§ II · Other levies
What Tennessee charges instead.
State sales
7%
base rate
Local
none
city income tax
Property
0.64%
effective
COL index
90
100 = national avg.
§ III · The instrument
Adjust the income, read the brackets.
Income Scale · GrossFiling: Single
$
$0
$25k
$50k
$100k
$200k
$500k
Tennessee: No State Income Tax
Tennessee is one of nine US states with no state income tax. Residents pay only federal income tax and FICA contributions.
$60k salary
$50,390
take-home $100k salary
$79,180
take-home $150k salary
$113,791
take-home $250k salary
$183,632
take-home § V · Regional
Compare Tennessee with nearby states.
Florida No income tax
$75k → $61,592 02 Georgia 5.19% top rate
$75k → $58,322 03 Kentucky 3.5% top rate
$75k → $59,078 04 Mississippi 4% top rate
$75k → $58,684 05 North Carolina 3.99% top rate
$75k → $59,182 FAQ
Frequently asked questions.
What is the Tennessee income tax rate for 2026?
Tennessee has no state income tax in 2026. You only pay federal income tax and FICA. At $75,000 gross income, your estimated take-home is $61,592.
What is total (federal + state) take-home on $100,000 in Tennessee?
On $100,000 in Tennessee (2026): Federal income tax is approximately $13,170, no state income tax, FICA (SS + Medicare) is approximately $7,650. Total taxes: $20,820. Take-home: $79,180 (20.8% combined effective rate).
Does Tennessee have sales tax?
Tennessee's state sales tax rate is 7%. Local jurisdictions may add additional taxes.
Sources: IRS Rev. Proc. 2025-32, Tax Foundation 2025 State Rates, Federation of Tax Administrators
Compare Tennessee globally →